I understand that any health information disclosed pursuant to this authorization will no longer be protected by the HIPAA Privacy Rule when received by Reed Group.I received this request to complete an "Attending Physician's Statement" for a patient to receive their disability insurance. It had this form attached (not yet signed by the patient). As we can clearly see, this patient's healthcare record will be "free and clear" from a HIPAA perspective if this patient signs this "Medical Disclosure Authorization." Everything and anything about their health is fair game... forever. Both this patient's employer and future insurers can use this information against this patient for any future claims (even if their health problem is resolved). Yet if this patient does not sign this form, then this patient will not likely receive the benefits for which this patient has paid for through deductions from their salary.
When relevant to my claim, Reed Group may re-disclose(without further authorization) this information to any of the following, (a)Any person or facility that attends, treats or examines me; (b) Any person or facility that impacts the determination of my claim or that coordinates my benefits, including without limitation the employer to the extent permitted by state or federal law; or (c) The Social Security Administration or a social security or vocational rehabilitation vendor. Reed Group and DePaul University may use information obtained pursuant to this authorization in any other claim matter they handle related to me. I understand that this authorization is necessary for the processing of my claim or reguest for medical restrictions and that failure to sign this authorization may impair or impede the processing of my claim or request for medical restrictions.
I understand my treatment provider will not base treatment, payment enrollment or eligibitity on the refusal to sign this authorization. However, I understand that such refusal may affect my eligibility for benefits under my employers disability policy.
Welcome to the world of "Insurance Catch-22."
So why the heck do we even have HIPAA when insurers can play this game with our most private healthcare information?